AI-powered personal finance

Stop guessing where
your money went.

Clarity shows you every dollar — clearly. Track spending, spot leaks, and ask an AI that reads your actual numbers. No bank login required.

5-day free trial Then €5.99/month Data stays on your device Cancel anytime
🔒 clarity-app · Overview — May 2026
Financial Overview
↑ On track this month
Money In
$4,250
All income
Total Spent
$3,180
Excl. transfers
Net Position
+$1,070
In minus out
Fixed Bills
$1,420
Recurring
All Accounts
$8,420
Combined
Net Worth
$8,920
Cash + bank
Your savings rate is 25.2% — strong work. I spotted a subscription ($24.99/mo) unused for 3 months. Cancelling it saves $300/yr with zero lifestyle change. Also, your food delivery spend jumped 40% this month.
— Clarity AI Co-pilot · grounded in your real numbers
★★★★★ 4.9 / 5 rating
12,000+ people using Clarity
🔒 100% private · data on your device
5-day free trial · Cancel anytime
Works offline · installs as an app
Sound familiar?

You earn good money.
So why does it always run out?

Most people earn enough to live well — but end each month wondering where it went. Not because they spend too much. Because they can't see what they spend.

💸

Money disappears without explanation

You get paid, cover your bills, and somehow you're broke again by the 20th. Subscriptions, coffees, impulse buys — it adds up invisibly. You have no idea where it went.

😩

Finance apps feel like homework

You've tried Mint, YNAB, spreadsheets. Too complicated, too many steps, too many permissions. You set them up, use them for a week, and give up. The problem stays unsolved.

🎯

You're making decisions blind

Without clear numbers, you can't save confidently, invest intentionally, or plan for anything real. You just hope the math works out. It rarely does without a clear picture.

The fix

Clarity changes this.
Instantly.

One simple app. Open it, see every dollar, ask an AI that reads your real numbers. No setup wizard. No 14-step onboarding. No permissions. You're in control from minute one.

👁
Complete visibility in seconds
🤖
AI explains your numbers plainly
🔒
Your data. Your device. Always.
How it works

Up and running
in under 60 seconds.

No setup wizard. No 14-step onboarding. Open it, log a thing, ask the AI a question. That's it.

01

Open the app

No download, no account, no email required. Just open it in any browser. Add to your home screen for a native-feel app. Your data stays on your device by default — always.

02

Enter your numbers

Type "spent $12 on coffee" — the AI parses and categorises it. Or use the visual forms. Or paste a CSV. Works however you actually work. No rigid format required.

03

Ask anything

"What's my savings rate?" "Where am I leaking money?" "Forecast 6 months at this pace." The AI reads your real numbers and answers with citations. Not a chatbot — a co-pilot.

What's inside

Built for people who want
real answers, not dashboards.

No ads. No upsells. No "upgrade to see this." Just the tools that actually help you understand and control your money.

🤖

AI Co-pilot grounded in your numbers

Powered by Claude. Ask anything — "stress-test my income at −30%", "where's my biggest leak", "what can I cut without noticing" — it reads your actual figures and shows its reasoning.

🔒

Your data stays on your device

Everything saves locally to your browser. Optional cloud sync keeps your data across devices — but it never passes through our servers. No tracking. No ads. No selling your data. Ever.

🧮

Math you can actually trust

Single source-of-truth calculation engine. Every tab reads the same totals. Currency-rounding tested to the cent — add 10¢ a hundred times, get exactly $10.00. Float drift is solved.

📈

Forecasts that admit uncertainty

Three-scenario stress tests. Linear projections labelled as linear. Savings-goal timelines built from your real spending pace. No "guaranteed returns" theatre or optimistic nonsense.

📱

Installable app, fully offline

Add to home screen on iOS or Android — looks and feels native. Works completely offline once cached. Service worker keeps it instant every time you open it, even without signal.

🎨

Designed for daily use

Six dark themes, custom colour overrides, configurable currency and labels. Clean typography, generous whitespace, gold accent. Built to feel like a premium product — because it is.

Real people, real results

They finally know
where their money goes.

★★★★★

I was making decent money but always broke by month end. Clarity showed me $380/month on food delivery I wasn't thinking about. First month tracking it, I saved over $600. Genuinely life-changing.

SM
Sarah M.
Freelance Graphic Designer
★★★★★

The AI co-pilot caught three subscriptions I completely forgot about — $47/month straight to nothing. Setup was literally two minutes. Now I actually look forward to checking my finances every week.

JK
James K.
Software Engineer
★★★★★

I tried Mint, YNAB, and a dozen spreadsheets. All too complicated or too invasive. Clarity is different — open it, see the numbers, done. Clean, private, and my data actually stays on my phone.

MT
Maria T.
Nurse · Two kids
Built on trust

Your finances are private.
We built it that way on purpose.

Financial data is the most sensitive data you have. We refuse to monetise it, sell it, or even see it. Clarity is architected so that your numbers physically cannot reach our servers — the subscription pays for the AI, not for access to your data.

Start Your Free Trial 5 days free · €5.99/month · Cancel anytime
🔐
Local-first storage All data saves to your browser by default. It never touches our servers — because we don't have any that hold your data.
🗝
You own your cloud (if you want it) Optional sync uses your own free Firebase project. Your key, your rules, your data — we're literally excluded.
📦
Export your data anytime Full JSON export in two clicks. Your financial history is yours to keep, move, or delete — no lock-in, ever.
🚫
Zero ads. Zero data selling. The subscription covers the AI — not access to your data. No ads, no selling your spending habits, no hidden monetisation. One flat price, that's it.
Pricing

One plan. Everything included.
Cancel anytime.

Try Clarity free for 5 days. If it clicks, continue for less than a coffee a month. No lock-in, no gotchas.

✦ 5-Day Free Trial
5.99 / month
Start free. No card charged until day 6. Cancel any time before then — you owe nothing.
  • Full app — all features, all tabs, all themes
  • AI Co-pilot included — unlimited questions
  • Bulletproof financial math (float-safe, penny-accurate)
  • Installable PWA, works fully offline
  • Cloud sync across all your devices
  • Versioned export / import — your data is always portable
Start Free Trial →

No card required during the 5-day trial. After that, €5.99/month billed monthly. Cancel from your account page in one click.

Common questions

Straightforward answers.
No small print.

What happens after my 5-day trial? +
After 5 days, access continues at €5.99/month. You'll be prompted to add a card at that point — nothing is charged during the trial. If you decide Clarity isn't for you, cancel before day 6 and you owe nothing. No dark patterns, no surprise charges.
How do I cancel? +
From inside the app, go to Settings → Subscription → Manage Billing. One click opens the billing portal where you can cancel immediately. Your access continues until the end of the current billing period. There's no cancellation form, no retention flow, no support ticket required.
Where is my financial data stored? +
Your transaction data stays in your browser (localStorage) — it never touches our servers. The subscription covers your account and the AI service; it does not give us access to your numbers. We physically cannot see your financial data. The AI receives only a compact summary of totals and categories, never raw transactions.
What does the AI Co-pilot actually do? +
It reads your real numbers — balances, spending categories, goals, recurring bills — and answers plain-English questions about them. Ask it to find subscription leaks, run a 3-scenario stress test, forecast your balance in 6 months, or just explain why your savings rate dropped. It reasons from your actual data, not generic advice. It is not a licensed financial advisor — for regulated decisions, it will tell you to consult a professional.
Can I use Clarity without the AI? +
Yes. The core app — transaction tracking, budgets, goals, bills, trading journal, FIRE calculator, Kelly criterion, scenario stress-tests — runs entirely in your browser with no AI calls. The subscription unlocks the AI Co-pilot on top of that. You get value from the tracker whether or not you use the AI.
Does it work on mobile? +
Yes. Clarity is a Progressive Web App — open it in Safari (iOS) or Chrome (Android), tap "Add to Home Screen", and it installs like a native app. Fully offline-capable once cached. Your data stays local, syncs across devices if you enable cloud sync, and loads instantly every time.
Can I export my data if I cancel? +
Always. Settings → Data → Export JSON downloads a complete versioned backup at any time — during or after your subscription. Your financial history is yours, in an open portable format, whether you're a paying subscriber or not. No lock-in of any kind.
Is this financial advice? +
No. Clarity shows you your numbers clearly and the AI surfaces general patterns and principles — but it is not a licensed financial advisor. The AI is explicitly instructed to avoid regulated advice on taxes, investments, or jurisdiction-specific matters. For decisions of consequence — filings, large investments, debt restructuring — consult a qualified professional in your jurisdiction.
Start your free trial

See your full financial
picture today.

5 days free. No card required to start. Know exactly where your money goes — in under a minute.

5 days free €5.99/month after 100% private data Cancel anytime